Friday, May 27, 2011


I've always been pretty organized when it comes to maintaining my finances. I would dutifully file every bank statements in folders, check my bank account(s) online (once it became available) as well as make sure I pay my credit card bill(s) on time.

So far, I've tried to avoid getting any sort of loans because I know it would put a huge dent in my finances. But no one can predict the future. Ergo, if and when I would need a large amount of money for emergency purposes, it helps that I am organized vis a vis finances so improving my credit score is imperative.

Hopefully, there won't be a need for that financial 'emergency' aid, any time soon!

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