I seem to have temporarily lost my blogging mojos thus the intermittent blog posts. I still have a couple of post re our HK trip but sorting through tons of pictures to figure out which ones to feature is very time consuming so I am procrastinating.
The other afternoon while drinking some peppermint tea, a random thought entered my mind. I was thinking here we are about to enter our 4th year of marriage this coming May and we haven't really made 'pundar' for anything concrete. By the way, 'pundar' is the vernacular term for the act of saving for the future.
We were already well established and set in our ways when we got hitched. I was 39 and D was 44 years old! When we moved into our conjugal home, we had our own set of furniture (bed, closets, book selves), appliances (TV, iron, electric fans, stove), gadgets, kitchen wares and personal effects. The only brand new item was a refrigerator which was a wedding present from my parents. In short, we didn't really dip too deep into our meager savings to set up our married life.
So while other married people tend to make pundar to be able to buy their own houses/condo units, cars, the education of their kids as well as save up for their retirement, D & I just take each day as it comes with nary a thought on the state of our finances.
During the first 2 1/2 years of our marriage, most of our income went into fertility meds/treatments. It really drained our finances as well as put a strain on our mental well being. Eventually, it felt more like a tedious chore than something worth fighting for. So we, well *I* abandoned the whole process. I just gave up and stopped trying. It was driving me insane. Perhaps I can be called a weakling for giving up, but unless you've lived through the hell I went through, you cannot really understand how it feels. Anyhoo, trust me, I'm at a much better place now.
As we sail into our 4th year, I believe it is never too late to start a new venture, so I've decided to start saving, period. That way I can sleep with ease at nights and not stay up until the wee hours of the morning in a constant state of worry!